In 2019, FLA members provided Ã‚Â£38 billion consumer car finance through point of sale. Add outstanding finance over the past few years the figure soon starts to add up. I take it there would be other lenders providing car finance too, If from Feb people are going to return their cars bought over the past few years because they can't afford or don't need them any more what happens then? It would be interesting to see how car industry handles this, as cars are generally the second biggest expense a family has. This could be a pre-cursor to what happens to housing loan in times to come. Hence posting this article here.